federal reserve

Federal Reserve System is the central banking system of the United States of America. It was created on December 23, 1913, with the enactment of the Federal Reserve Act, after a series of financial panics led to the desire for central control of the monetary system in order to alleviate financial crises.

Source: federalreserve.gov

Banking Regulators Withdraw Statements That Discouraged Bank Involvement With Crypto
Banking Regulators Withdraw Statements That Discouraged Bank Involvement With Crypto
April 24, 2025  |  Cryptocurrency

The Federal Deposit Insurance Corp. (FDIC) and the Federal Reserve have withdrawn earlier warnings that cast a chill over banks’ involvement with cryptocurrencies. When announcing...

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Fed Survey Says Pervasive Uncertainty Hampers Companies’ Hiring and Growth Prospects
Fed Survey Says Pervasive Uncertainty Hampers Companies’ Hiring and Growth Prospects
April 23, 2025  |  Economy

Perhaps the best, or most positive, finding in the Federal Reserve’s latest qualitative survey of the economy and its prospects boils down to this: Economic...

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Report: Democratic Senators Demand Synapse Records From Federal Reserve
Report: Democratic Senators Demand Synapse Records From Federal Reserve
April 22, 2025  |  Bank Regulation

Four Democratic senators are reportedly demanding the Federal Reserve release records related to last year’s collapse of the FinTech company Synapse. The senators, who include...

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Chicago Fed: Tariff-Related Panic Buying Could Precede Economic Slump
Chicago Fed: Tariff-Related Panic Buying Could Precede Economic Slump
April 20, 2025  |  Economy

“Panic buying” in the U.S. could create an “artificially high” level of economic activity. That’s according to Federal Reserve Bank of Chicago President Austan Goolsbee,...

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Capital One Expects Discover Acquisition to Close May 18 After Gaining Approvals
Capital One Expects Discover Acquisition to Close May 18 After Gaining Approvals
April 18, 2025  |  Acquisitions

Capital One and Discover Financial Services said Friday (April 18) that they have received all required regulatory approvals to complete Capital One’s proposed acquisition of...

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FDIC and Federal Reserve Fine Discover, Alleging Credit Card Misclassification
FDIC and Federal Reserve Fine Discover, Alleging Credit Card Misclassification
April 18, 2025  |  Bank Regulation

The Federal Deposit Insurance Corp. (FDIC) and the Federal Reserve Board fined Discover Financial Services and two subsidiaries, Discover Bank and DFS Services LLC, alleging that they misclassified consumer credit...

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Treasury Department Takes Lead in Efforts to Ease Banking Regulation
Treasury Department Takes Lead in Efforts to Ease Banking Regulation
April 17, 2025  |  Bank Regulation

The Treasury Department is reportedly taking the lead in the Trump Administration’s efforts to streamline oversight and ease regulation in the banking sector. Treasury Secretary Scott Bessent has been...

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Shadow Banking’s Global Risks and Liquidity Concerns Loom Amid Market Turmoil 
Shadow Banking’s Global Risks and Liquidity Concerns Loom Amid Market Turmoil 
April 09, 2025  |  Banking

The carnage in global stock and bond markets wrought by the trade war being waged between the United States and just about everybody else continues....

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Banks Say Debit Card and Check Fraud Attacks Are Gaining Momentum
Banks Say Debit Card and Check Fraud Attacks Are Gaining Momentum
April 08, 2025  |  Fraud Prevention

PYMNTS Intelligence data has detailed the continuing appeal of debit cards as preference for everyday spending, prized for convenience and as a way to spend...

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