banking

Banking is an industry that handles cash, credit, and other financial transactions. Banks provide a safe place to store extra cash and credit. One key step towards financial independence is having a solid banking account.

Santander Sees Opportunity to Help Clients Navigate Volatility Amid Tariffs
Santander Sees Opportunity to Help Clients Navigate Volatility Amid Tariffs
April 04, 2025  |  Economy

Santander Executive Chair Ana Botín said Friday (April 4) that the bank sees an opportunity to help its customers manage the volatility brought on by...

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Report: Justice Department Will Not Block Capital One Acquisition of Discover
Report: Justice Department Will Not Block Capital One Acquisition of Discover
April 03, 2025  |  Regulation

The Justice Department reportedly told financial regulators that it didn’t have sufficient evidence to block the proposed merger between Capital One and Discover. This decision would allow the two banking regulators...

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Crypto Executives Push Congress to Allow Stablecoin Issuers to Pay Interest
Crypto Executives Push Congress to Allow Stablecoin Issuers to Pay Interest
April 03, 2025  |  Cryptocurrency

Some crypto executives are reportedly pushing Congress to allow stablecoin issuers to pay interest on their U.S. dollar-pegged tokens. The executives aim to add this...

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Cash App’s Growing Number of Direct Deposits Marks Progress in Expansion Efforts
Cash App’s Growing Number of Direct Deposits Marks Progress in Expansion Efforts
April 03, 2025  |  Mobile Applications

Block’s Cash App is reportedly making progress in its efforts to offer banking services to customers who mostly use the app to make payments. The...

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Plaid Raises $575 Million Amid Focus on New Products
Plaid Raises $575 Million Amid Focus on New Products
April 03, 2025  |  Investments

Digital finance platform Plaid says it has raised $575 million in new funding. The financing, announced in a Thursday (April 3) blog post, follows a year in which the...

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APIs and Innovation Help Merchants Put Payments ‘in the Background’
APIs and Innovation Help Merchants Put Payments ‘in the Background’
April 03, 2025  |  Payments Innovation

For merchants, omnichannel innovation comes in several flavors. When it comes to eCommerce interactions, sellers face the drive to streamline and reduce friction during the...

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61% of Mid-Sized Banks Eye Fully Automated Lending
61% of Mid-Sized Banks Eye Fully Automated Lending
April 03, 2025  |  Digital-First Banking

Digital lending is at a crossroads as financial institutions and banks grapple with modernizing their loan processes, revealing a significant divide between readiness for consumers...

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Agentic AI Is Ready. Are Banks Prepared to Use It?
Agentic AI Is Ready. Are Banks Prepared to Use It?
April 03, 2025  |  artificial intelligence

Agentic artificial intelligence (AI) has become more than a buzzword in a very short period of time. One reason for its progress into legitimacy is...

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Congress Urged to Reform AML Rules, Repeal Corporate Transparency Act Amid Rising Fraud Costs
Congress Urged to Reform AML Rules, Repeal Corporate Transparency Act Amid Rising Fraud Costs
April 01, 2025  |  Fraud Prevention

Witnesses from the ranks of business and banking told lawmakers that efforts to fight payment and investment scams must be aided by a “whole government”...

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